The Basics
Why do I need Life Insurance?
Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner.
Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner.
When you think about your retirement, what goals do you have? For most people, it’s making sure the money lasts through out their retirement by balancing our financial life between reward and risk, savings preservation, and asset growth. In our personal lives having a balance between, stability, experiencing new adventures and enjoying favorite past-times are the goals.
You spend your entire life creating wealth. The more wealth you create the more unhappy the people you leave behind will be without the proper estate planning. Estate planning allows you to decide while you are alive how your assets will be distributed. It also allows you to protect your heirs from unanticipated devastating expenses ranging from debts to taxes to administrative fees.